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⇓ We may go for several years without filing a claim, just as you might with your health insurance. ⇓

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    It is now 7/18/18 and we STILL DO NOT have our AC fixed.

    Home warranties aren't expensive compared to the cost of repairing or replacing most of a home's important components, and this fact is one of a warranty's major selling points. However, there may be many years when nothing at all breaks down or wears out in the home. In these years, the homeowner gets nothing except, perhaps, peace of mind in exchange for his premium. That money could be put into an emergency fund for making the same repairs and replacements that the home warranty would cover. Also, if the homeowner tries to use the warranty and the claim is denied, he will probably feel like the money spent on the premium and the service call fee was wasted. Home warranties do eliminate the need to find a contractor when something breaks.
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    You shall keep, save and hold harmless Select from any and all damages and liability arising out of any fault or negligence by You or any failure on Your part to comply with any of the covenants, terms and conditions herein contained. In case Select shall, without fault on its part, be made a party to any litigation commenced by or against You, You shall protect and hold Select harmless and shall pay all costs, expenses and reasonable attorneys' fees incurred or paid by Select in connection with such litigation. You shall also pay all costs, expenses and reasonable attorney's fees that may be incurred or paid by Select in enforcing the covenants and terms of this Agreement. We are not liable for the negligence or other conduct of the Service Provider, nor are We an insurer of Service Provider’s performance. 11. 1.
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    No one wants to spend time or money on something that they don’t need or won’t ever use. Communication will help to ensure that this doesn’t happen. Keep in mind that there are options and plans to fit all kinds of needs and you want enough coverage to handle all situation but not too much that you will never use. After all, why do you want to cover potential tenants if you don’t foresee subletting your house?That is just one example of modifications or extras that you may or may not need. Within your warranty's contract, you will find a set standard for costs. It will detail which costs you are responsible for. The amount that you have to pay is the deductible. The deductible is likely to vary depending on the appliance and will vary per repair. For example, you may need to replace your septic system. The contractor will tell you that it is 5,000 dollars. Your deductible is $500.
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    No one wants to spend time or money on something that they don’t need or won’t ever use. Communication will help to ensure that this doesn’t happen. Keep in mind that there are options and plans to fit all kinds of needs and you want enough coverage to handle all situation but not too much that you will never use. After all, why do you want to cover potential tenants if you don’t foresee subletting your house?That is just one example of modifications or extras that you may or may not need. Within your warranty's contract, you will find a set standard for costs. It will detail which costs you are responsible for. The amount that you have to pay is the deductible. The deductible is likely to vary depending on the appliance and will vary per repair. For example, you may need to replace your septic system. The contractor will tell you that it is 5,000 dollars. Your deductible is $500.

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No one wants to spend time or money on something that they don’t need or won’t ever use. Communication will help to ensure that this doesn’t happen. Keep in mind that there are options and plans to fit all kinds of needs and you want enough coverage to handle all situation but not too much that you will never use. After all, why do you want to cover potential tenants if you don’t foresee subletting your house?That is just one example of modifications or extras that you may or may not need. Within your warranty's contract, you will find a set standard for costs. It will detail which costs you are responsible for. The amount that you have to pay is the deductible. The deductible is likely to vary depending on the appliance and will vary per repair. For example, you may need to replace your septic system. The contractor will tell you that it is 5,000 dollars. Your deductible is $500.